You file the claim.
We fight for what it's actually worth.
Insurance Help represents the policyholder — never the insurance company. From storm damage to construction disputes, we document, evaluate, and negotiate so your settlement reflects the real cost of repair.
In your time of need, our team of experts is here to help — guiding you from the first inspection through the final settlement.
Innovative claim solutions, built around the people they affect
Insurance Help was founded to close the gap between what a policy promises and what a homeowner or business actually recovers. We translate policy language, document damage the way carriers expect, and negotiate with the same tools the insurance industry uses — so you're never outmatched at the table.
- Independent advocacy — we work for you, never the carrier
- Three specialties under one roof: consulting, adjusting, appraisal
- Based in Martinsburg, WV — serving the wider Mid-Atlantic
Three services. One goal: a fair outcome.
Building Consulting
Pre-loss risk reviews, construction and code-compliance evaluations, and expert scope-of-repair analysis so rebuilds are done right — and priced right.
Learn morePublic Adjusting
Full claim management — inspection, documentation, policy interpretation, and negotiation — so you recover everything your policy actually owes you.
Learn moreInsurance Appraisals
Independent, itemized damage valuations and appraisal-clause representation when you and the carrier can't agree on the number.
Learn moreA clear path from damage to settlement
Free consultation
Tell us what happened. We review your policy and the damage at no cost, with no obligation.
Inspection & documentation
We inspect the property, photograph every affected area, and build a damage file the carrier can't dismiss.
Estimate & policy review
We price the loss to industry standard and match it against your coverage, limits, and endorsements.
Negotiation & settlement
We handle every conversation with the carrier and push until the settlement reflects the real cost of repair.
The insurance company has an adjuster. Now you do too.
Insurance carriers send their own adjuster to protect their bottom line. Insurance Help exists to level the field — reading the policy in your favor, documenting the loss thoroughly, and negotiating with the fluency of someone who has sat on both sides of the table.
- Building consulting expertise behind every estimate
- Direct, honest communication at every stage
- Fee structure explained plainly before you sign anything
Based in Martinsburg, WV — serving the wider Mid-Atlantic
Most active in West Virginia, Virginia, and Maryland, with claims handled across the following states.